Merchant Services

Valley Bank & Trust partners with First Payment Services to bring you unbeatable pricing and service when it comes to your payment processing.

There are few business owners who do not recognize the need to accept credit card transactions for their business to be successful. You have a wide range of options when it comes to your credit card processing choice, but none of those options can offer what we can – the peace of mind of dealing with your own bank and the superior support we provide at Valley Bank & Trust.

Valley Bank & Trust will help tailor a merchant program for your business with solutions for your retail, e-commerce and mail order business customers. We offer processing for all major payment types, from major credit cards to debit, phone, internet and gift card solutions.

Because of how we administer our program, costs are better controlled and help qualify all transactions for the best possible Visa and MasterCard interchange rates to keep your merchant rates competitive. And we guarantee that if we can’t save you money over your current credit card processing company, you will receive a check for $1,000*!

Valley Bank & Trust will provide the training and support your business needs to make your merchant payment processing program successful.

We offer:

  • Step-by-step training and simple point-of-sale procedures to assist our merchants with their daily operations
  • Award-winning customer service
  • No long-term contracts (most contracts are month-to-month)
  • Easy-to-read statements that are clear, concise, and with no hidden fees.
  • Free Gift Card set up

Allow us to do a free analysis to show you how much Valley Bank & Trust can start saving you every month on your credit card processing fees.

For general merchant processing information, please contact Angela Cherry, Valley Bank & Trust Merchant Services Representative, at 615.339.6056.

* some restrictions may apply