Merchant Services

Valley Bank & Trust partners with First Payment Services (FPS) to bring you comparable pricing and service when it comes to your payment processing.

There are few business owners who do not recognize the need to accept credit card transactions for their business to be successful. You have a wide range of options when it comes to your credit card processing choice.

FPS will help tailor a merchant program for your business with solutions for your retail, e-commerce and mail order business customers. FPS offers processing for all major payment types, from major credit cards to debit, phone, internet and gift card solutions.

Because of how we administer our program, costs are better controlled and help qualify all transactions for the best possible interchange rates to keep your merchant rates competitive. When you choose FPS you have their guarantee that you will save money over your current processing service provider, or you will receive a check for $1,000*!

FPS offers:

  • Step-by-step training and simple point-of-sale procedures to assist our merchants with their daily operations
  • Award-winning customer service**
  • No long-term contracts (most contracts are month-to-month)
  • Easy-to-read statements that are clear, concise, and with no hidden fees
  • Free Gift Card set up

Allow FPS to do a free analysis to show you how much they can start saving you every month on your credit card processing fees.

For general merchant processing information, please contact Mark Pierce, Valley Bank & Trust Merchant Services Representative, at 615.515.0900.

*Applies to merchants with current processing services, monthly rates and fees only. Minimum monthly processing volume of $5,000 required.

**Winner of the Visa Service Quality Performance Award.