Salazar Celebrates 20th Anniversary with VB&T

Julia Salazar celebrated 20 years with Valley Bank & Trust (VB&T) on Friday, August 29th. Salazar started in the loan department, and when Donna Petrocco became President in 2000, she began to work more closely with her. She transitioned to Executive Assistant at that point. Salazar works with the board and the executive officers at… read more

Age in Place with These Tips

7 Pointers to Help Seniors Live at Home Longer  The vast majority of older Americans want to remain in their homes as they grow older, also known as aging in place. Valley Bank & Trust (VB&T) is offering the following tips for those considering this option:  Take a hard look at your finances. Arrange a… read more

Improve Your Credit Score with These Tips

7 Tips for Improving Your Credit Score An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history. Valley Bank & Trust (VB&T) suggests the following tips to improve your credit score. Request a copy of your credit score report – and make sure it… read more

Saving for a Down Payment

6 Tips for Saving for Your Down Payment  Before you can make the transition from renting your home to owning your home, you will need to have a substantial down payment, typically 5 to 20 percent of the home’s value. Valley Bank & Trust suggests the following tips to help save for it: Develop a… read more

Avoid Online Fraud with These Tips

Avoid Online Fraud with These Tips Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center, in 2014, consumers lost more than $800 million from scams initiated through the web. In recognition of Internet Safety Month in June, Valley Bank & Trust (VB&T) is highlighting seven tips to… read more

Saving Money with a Green Home

Make your home green while saving money with these tips! Whether you’re a renter or a homeowner, chances are you care about protecting the environment – and saving money. Here are some tips from Valley Bank & Trust (VB&T) to help you do both. Location, location, location efficiency. Carefully consider the location of your home…. read more

Five Tips to Avoid Lottery Scams

5 Tips to Avoid Lottery Scams in recognition of May as ‘Older Americans Month’             Older Americans are increasingly becoming popular targets for lottery and sweepstake scams. According to the U.S. Senate Special Committee on Aging, lottery scams rank second on the list of fraud offenses reported by older adults, claiming thousands of victims each… read more

Valley Bank & Trust Warns Older Americans about Grandparent Scam

Financial Tips for Seniors in recognition of May as ‘Older Americans Month’ The next time you receive a frantic call from someone saying they are your grandchild and asking for money, make sure it’s actually your grandchild who’s calling. According to the Federal Trade Commission, between 2012 and 2014, more than $42 million was lost… read more