Personal Savings Accounts

Valley Bank & Trust wants to help you watch your money grow. Whether you’re saving for future medical expenses, college or vacation, we have the Personal Savings account that is best for you.

Personal Savings Scooter’s Savings Club Old-Fashioned Christmas Club
Description: A convenient way to save and still have easy access to funds. Designed to help kids under the age of 18 learn to save. Lower opening balance and no minimum balance. A convenient way to save for the holidays.
Minimum Opening Balance: $100 $25 $25
Interest Bearing: See Rates See Rates See Rates
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Certificates of Deposit College Bound CD Individual Retirement Accounts
Description: Offers the highest rate of return. Requires the funds remain the the account for a specific term. A special CD developed by Valley Bank & Trust designed for saving for higher education. Allow savings for retirement at a fixed rate of interest. Tax advantages vary depending on type of IRA.
Minimum Opening Balance: $250 – $100,000 $100 $250
Interest Bearing: See Rates See Rates See Rates
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